http://www.reddingbankofcommerce.com Offering news, product specials, services and information to the community. Mon, 05 Oct 2009 11:00:00 PST en-us On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The standard maximum insurance amount of $100,000 had been temporarily raised to $250,000 until December 31, 2013. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. 22 Jul 2010 14:30:00 PST http://fdic.gov/news/news/press/2010/pr10161.html In our last article, we discussed four simple tips to protect yourself from scam artist's trying to steal your money. Just last week, the FDIC sent out an alert stating they received numerous reports of fraudulent e-mails which gave the appearance of being sent from the FDIC. In the spirit of the recent FDIC alert, Bank of Commerce would like to focus on Tip #4: "Don't Click". Mon, 19 Jul 2010 09:30:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Virus.pdf The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC. Thu, 8 Jul 2010 10:50:00 PST http://www.fdic.gov/consumers/consumer/alerts/index.html There are three processes you can use to help minimize attempts for fraudulent use of your Social Security Number in gaining access to new lines of credit: 90-day Fraud Alerts, 7-year Fraud Alerts, and Credit Freezes. But which one is best for you and why? Wed, 7 Jul 2010 10:30:00 PST http://www.idtheftcenter.org/artman2/publish/v_fact_sheets/Fact_Sheet_124_Credit_Freezes_and_Fraud_Alerts.shtml At Bank of Commerce, Fraud Prevention is a top priority and we want to keep it simple. If you memorize just these 4 tips, the only Phishing you'll have to worry about is how you're going to catch the largest bass in Shasta Lake. Tue, 29 Jun 2010 14:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Phishing.pdf The June Issue (Volume 5) of Bank of Commerce's Identity Theft Prevention Newsletter is now posted on our website! Learn how to avoid becoming a victim of scams targeting seniors, how to protect your debit card, and what to do with your risky mailbox. Wed, 23 Jun 2010 10:00:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=3f079197-1eed-4ca2-a348-2e50c42f5e23 You would think that paying your bills online or using your online banking services would put you at greater risk for identity theft, but nothing could be further from the truth. When you're conducting financial transactions online - safely - you're far more protected than when you send checks through the mail that can be stolen, washed, and re-used. If you haven't set up electronic statements and bill pay, now is a good time. Mon, 21 Jun 2010 13:00:00 PST http://idtheft.about.com/od/identitytheft101/a/Mail_Theft.htm Most everyone who uses a computer today is familiar with the ever popular Microsoft Office software suite. Many people I talk to assume that it is included inside Windows and are frustrated that the brand new computer they just purchased at the big box electronics store doesn't include the basic Word, Excel, Outlook and PowerPoint. Even worse - many new computers come with a free, limited-time trial that lets you think you have what you need until the 60 days are up and all of the sudden you are expected to type in your credit card number for several Benjamins so you can open that really cool Thomas Kincade PowerPoint your aunt just sent you. Fri, 04 Jun 2010 15:30:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=9b3d6169-4eff-45fa-be1f-9894e46a8418 Bank of Commerce offers a safer, more convenient way to do business by allowing clients to customize their ATM personal settings Wed, 02 Jun 2010 14:55:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=1a152dc3-bb4e-4ef2-9482-9ed8a6545026 Federal law includes protections against debit card errors and the loss or theft of your card, although consumers are required to promptly report a lost debit card or unauthorized transaction. In addition, industry practices may give you added protection. Debit cards, which work like electronic checks, are becoming more widely used as an alternative to credit cards to pay for goods and services. To help you better understand how the two types of cards work and the potential benefits and concerns, we offer this quick guide. Tue, 18 May 2010 16:00:00 PST http://www.fdic.gov/consumers/consumer/news/cnfall09/debit_vs_credit.html Scammers charge 50 cents now, big bucks later. There is a new scam out there that is part identity theft, part credit scam, and, so far, still a big mystery to law enforcement. Thu, 15 Apr 2010 10:00:00 PST http://www.nbcnewyork.com/news/local-beat/Fifty-Cents-Credit-Scam-90805459.html This site - maintained by the Federal Reserve Board, whose goal is to protect the credit rights of consumers - provides a basic guide to navigating the credit card process. Stay tuned during the coming months as we add additional features and information. Thu, 8 Apr 2010 14:00:00 PST http://www.federalreserve.gov/creditcard Those blank"convenience checks" from your credit card company offer a quick way to write yourself a loan, pay bills or transfer other loans to your credit card account, but they often come with high costs and other potential pitfalls. Tue, 16 Mar 2010 09:20:00 PST http://www.fdic.gov/consumers/consumer/news/cnspr09/blank_check.html http://www.fdic.gov/consumers/consumer/news/cnspr09/blank_check.html Consumer education makes good sense at every stage of life - from grade school to retirement. Take advantage of several free resources to help protect your privacy, manage money and debt, avoid identity theft, understand credit and mortgages, and steer clear of frauds and scams. Tue, 09 Mar 2010 15:30:00 PST http://consumer.gov/ncpw/everyone Add to our "Wall of Stars" and help grant a wish to a child! You're donation helps to grant 189,609 wishes every 40 minutes! Since 1980, the Make-A-Wish Foundation® has enriched the lives of children with life-threatening medical conditions through its wish-granting work. The Foundation's mission reflects the life-changing impact that a Make-A-Wish® experience has on children, families, referral sources, donors, sponsors, and entire communities. Mon, 08 Mar 2010 12:05:01 PST http://www.wish.org Bank of Commerce Employees help support Go Red for Women. Join us and celebrate the energy, passion and power we all have to band together to wipe out heart disease and strokes. http://www.reddingbankofcommerce.com/default.aspx?v=640de0d5-2abb-4b13-9f1a-23f905dee1bb Fri, 05 Feb 2010 12:05:01 PST As the 2010 U.S. Census process begins, the BBB advises you to cooperate carefully so you do not become the victim of a scam. Mon, 01 Feb 2010 13:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/CensusScams.pdf On the first day of Christmas, my true love gave to me... a virus in my PC? Cybercriminals are a creative bunch, tricking even the most cautious users into disclosing sensitive information. But pay attention to the following 12 scams and, hopefully, they won't deceive you. Fri, 11 Dec 2009 10:00:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=653a39e2-f49b-4662-96ff-cbd5c6dcb218#12Scams http://www.reddingbankofcommerce.com/default.aspx?v=653a39e2-f49b-4662-96ff-cbd5c6dcb218#12Scams The Federal Deposit Insurance Corporation (FDIC) is warning financial institutions of an increase in schemes to recruit individuals to receive and transmit unauthorized electronic funds transfers (EFTs)from deposit accounts to individuals overseas Thu, 12 Nov 2009 11:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/FDIC_Money_Mules.pdf http://www.reddingbankofcommerce.com/UserFiles/File/FDIC_Money_Mules.pdf http://www.reddingbankofcommerce.com/default.aspx?v=71762bca-c8f6-4c49-a1ee-27c3ffdd3532 http://www.reddingbankofcommerce.com/default.aspx?v=71762bca-c8f6-4c49-a1ee-27c3ffdd3532 Receive account access anywhere anytime on your cell phone. Balance inquiries, transactions authorized in the palm of your hand. Mon, 05 Oct 2009 11:05:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=30990dcf-3a8e-4f84-bd6f-7f5df6c12d7d http://www.reddingbankofcommerce.com/default.aspx?v=30990dcf-3a8e-4f84-bd6f-7f5df6c12d7d Checking Rewards Account now offers you the opportunity for DOUBLE REWARDS. For a limited time receive 10 cents cash back into your checking account for every purchase using your Bank of Commerce MasterCard Debit Card. When you open a direct deposit with the Choice Rewards Checking account we'll deposit $101 into your new account - PLUS we will reimburse your ATM Fees! Mon, 05 Oct 2009 11:10:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=aa6240fd-b81f-403e-a573-670e1744daa8 http://www.reddingbankofcommerce.com/default.aspx?v=aa6240fd-b81f-403e-a573-670e1744daa8 BOC launches a new way to communicate with customers and community members and offers a way for you to provide feedback to the bank. Stay informed on great specials and product offers that will save you time and money. Stay ahead of your finances with the latest information on safe banking and the latest news from the banking industry. Mon, 05 Oct 2009 11:15:00 PST