http://www.reddingbankofcommerce.com Offering news, product specials, services and information to the community. Mon, 05 Oct 2009 11:00:00 PST en-us Sincere wishes from our family to yours for a safe, warm and wonderful Christmas. 23 Dec 2011 09:15:00 PST Avoiding holiday scams isn’t hard. Here are tips on how to avoid holiday scams and to make sure that your charitable giving goes where it belongs. 05 Dec 2011 15:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Christmas2011.pdf Consumers are urged to be skeptical when receiving a collection notice via phone, postal, or email and to contact the main agency directly through separate means (internet or phonebook). 20 Oct 2011 13:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Carbon.pdf Traffic light cameras are annoying at the best of times and most of us simply pay up without questioning whether the charge is valid. Tricky scammers are taking advantage; making a handful of money and stealing identities in the process. 20 Sep 2011 15:15:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/TrafficLight.pdf This guide is all about empowering you to Own Your Space - to understand what Facebook is doing to make the site safe and secure and to take the actions that are needed in this new digital world to protect yourself and your account. While the focus of this guide is on Facebook, the lessons here apply to every site you visit online. 25 Aug 2011 08:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/A%20Guide%20to%20Facebook%20Security.pdf For many parents, talking about money with their teenagers begins and ends with "How much do you need?" Of course, the financial facts of life are more complicated and, like that other Big Talk, the sooner you and your kids have it, the better. 19 Aug 2011 15:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Teens.pdf With the rise of technology, counterfeit, cloned, altered and forged (CAF) cards are up a reported 12% over last year. Today, we give you a quick law enforcement-level primer on how to detect a fake card beyond just matching ID and verifying the card with the processor. 05 Aug 2011 10:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/FakeCard.pdf Learn about cyber criminals targeting small businesses and sign up for our FREE Protect Your Business From Fraud Seminar. 22 Jul 2011 08:05:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Vol.%208%20-%20ID%20Theft%20Newsletter.pdf How to spot a phishing email and how to better protect yourself from the bad guys. 13 Jul 2011 15:25:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Phishing-Article-1.pdf Malicious emails are being sent that appear to originate from the NACHA, IRS and Federal Reserve. These messages direct the recipient to view a report pertaining to a cancelled transfer. While the link appears to be a PDF report, it is in fact malicious executable code which will attempt to infect the recipient's computer. 23 Jun 2011 12:00:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=3f079197-1eed-4ca2-a348-2e50c42f5e23 At Bank of Commerce, fraud prevention is a top priority and we want to keep it simple. Read on for frequently asked questions regarding Smishing scams. 25 May 2011 14:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Smishing.pdf As vacation season begins, and crime doesn't take a holiday, these security missteps may surprise you -- or at least remind you what mistakes to avoid at home, with your electronics, and for your personal finances. 16 May 2011 16:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Tempting.pdf Test your knowledge of common frauds and their warning signs by taking our quiz. 25 Apr 2011 13:00:05 PST http://www.reddingbankofcommerce.com/UserFiles/File/ScamQ2.pdf The March Issue (Volume 7) of Bank of Commerce's Identity Theft Prevention Newsletter is now posted on our website! Learn about online phishing attacks, how to find a charity you can trust, and the Top 10 online resources to better protect yourself. 24 Mar 2011 10:35:00 PST http://www.reddingbankofcommerce.com/3074-01-Redding/UserFiles/file/Vol.%207%20-%20ID%20Theft%20Newsletter.pdf Unfortunately, criminals have jumped on Japan's disasters at record speed. Scams range from links to fake antivirus downloads and phony donations sites to classic online swindles that rely on greed. 15 Mar 2011 13:00:01 PST http://www.reddingbankofcommerce.com/UserFiles/File/Charity.pdf Learn to protect yourself and make better informed decisions by taking advantage of available resources. Visit our website, www.reddingbankofcommerce.com - "Financial Security" tab for more information! 07 Mar 2011 11:33:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=3f079197-1eed-4ca2-a348-2e50c42f5e23 Test your knowledge of common frauds and their warning signs by taking our quiz. 22 Feb 2011 10:05:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/ScamQ1.pdf Recent FBI analysis reveals that cyber criminals engaging in ACH/wire transfer fraud have targeted businesses by responding via e-mail to employment opportunities posted online. 02 Feb 2011 14:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/OnlineJobs.pdf Security researchers warn that spam emails suggesting a joint prize giveaway campaign from Google and Facebook eventually lead to a variant of the Zbot banking trojan. 23 Dec 2010 14:22:38 PST http://www.reddingbankofcommerce.com/UserFiles/File/Google.pdf Sincere wishes from our family to yours for a safe, warm and wonderful Christmas. 23 Dec 2010 15:04:11 PST This holiday season the FBI reminds shoppers that cyber criminals aggressively create new ways to steal money and personal information. Scammers use many techniques to fool potential victims, including conducting fraudulent auction sales, reshipping merchandise purchased with stolen credit cards, and selling fraudulent or stolen gift cards through auction sites at discounted prices. 29 Nov 2010 11:00:00 PST http://www.reddingbankofcommerce.com/3074-01-Redding/UserFiles/File/Holiday.pdf Many consumers and small businesses use wireless (Wi-Fi) networks to enable their laptops and other wireless devices to access the Internet. While Wi-Fi networks provide many benefits, an unprotected network can result in unauthorized use and potential harm unless certain steps are taken. 08 Nov 2010 15:25:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Wireless.pdf Social networking sites such as Facebook, MySpace, Twitter and LinkedIn have become extremely popular in recent years, both with kids and adults. They're a great way to keep family and friends updated on your life, but you should be wary about how much personal information you post. Follow these tips to enjoy your social networking site safely. 13 Oct 2010 12:35:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Social_Networking_Tips.pdf At Bank of Commerce we want to assist you in keeping your identity and your money secure. "Internet Safety and Security Tips for Parents" is the first of many articles this month, (supplied by StaySafeOnline.org). At times, it may seem our children know more about the Internet and technology then we do, but they still need guidance. There is a difference between being cyber savvy and knowing how to use the technology and being cyber secure knowing how to use it safely. 05 Oct 2010 15:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/InternetSafetyandSecurityTipsforParents.pdf The Internet has made our day to day lives much easier in many ways. However, it has also exposed us to newer and technologically advanced scams. You need to know the most common Internet scams in order to protect yourself. 30 sep 2010 11:35:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Craigslist.pdf The September Issue (Volume 6) of Bank of Commerce's Identity Theft Prevention Newsletter is now posted on our website! Learn about internet identity theft, what steps to take if you become a victim, and the most commonly used methods thieves use to steal your identity. 14 Sep 2010 14:20:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=3f079197-1eed-4ca2-a348-2e50c42f5e23 Suspicious telephone calls claiming to be from FDIC employees are being reported. These calls appear to be illegal schemes to steal money or collect sensitive personal information, such as bank account numbers. 08 Sep 2010 14:00:00 PST http://www.fdic.gov/news/news/SpecialAlert/2010/sa10131.html When dealing with Identity Theft it is important to observe the situation we are in, then carefully evaluate it. The following list gives some of the methods that identity thieves commonly use. 07 sep 2010 12:18:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Observe.pdf It can be very unnerving to realize that your email account/social networking site has been accessed by somebody else or worse, that it has been completely taken over. The Identity Theft Resource Center (ITRC) provides a great consumer guide should this happen to you. 26 Aug 2010 16:00:00 PST http://www.idtheftcenter.org/artman2/publish/c_guide/Solution_20.shtml ID theft is real but overhyped by companies selling pricey services. ConsumerReports.org provides these eight steps to secure your identity for less. 13 Aug 2010 14:15:00 PST http://www.consumerreports.org/cro/money/consumer-protection/protect-your-identity/overview/index.htm Skimming is the theft of credit or debit card information during an otherwise genuine transaction. As each variation of skimming is detected, criminals quickly adjust to more advanced techniques. Bank of Commerce is providing three tips to help you protect your account. 10 Aug 2010 10:50:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/ATM.pdf On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The standard maximum insurance amount of $100,000 had been temporarily raised to $250,000 until December 31, 2013. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. 22 Jul 2010 14:30:00 PST http://fdic.gov/news/news/press/2010/pr10161.html In our last article, we discussed four simple tips to protect yourself from scam artist's trying to steal your money. Just last week, the FDIC sent out an alert stating they received numerous reports of fraudulent e-mails which gave the appearance of being sent from the FDIC. In the spirit of the recent FDIC alert, Bank of Commerce would like to focus on Tip #4: "Don't Click". Mon, 19 Jul 2010 09:30:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Virus.pdf The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC. Thu, 8 Jul 2010 10:50:00 PST http://www.fdic.gov/consumers/consumer/alerts/index.html There are three processes you can use to help minimize attempts for fraudulent use of your Social Security Number in gaining access to new lines of credit: 90-day Fraud Alerts, 7-year Fraud Alerts, and Credit Freezes. But which one is best for you and why? Wed, 7 Jul 2010 10:30:00 PST http://www.idtheftcenter.org/artman2/publish/v_fact_sheets/Fact_Sheet_124_Credit_Freezes_and_Fraud_Alerts.shtml At Bank of Commerce, Fraud Prevention is a top priority and we want to keep it simple. If you memorize just these 4 tips, the only Phishing you'll have to worry about is how you're going to catch the largest bass in Shasta Lake. Tue, 29 Jun 2010 14:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/Phishing.pdf The June Issue (Volume 5) of Bank of Commerce's Identity Theft Prevention Newsletter is now posted on our website! Learn how to avoid becoming a victim of scams targeting seniors, how to protect your debit card, and what to do with your risky mailbox. Wed, 23 Jun 2010 10:00:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=3f079197-1eed-4ca2-a348-2e50c42f5e23 You would think that paying your bills online or using your online banking services would put you at greater risk for identity theft, but nothing could be further from the truth. When you're conducting financial transactions online - safely - you're far more protected than when you send checks through the mail that can be stolen, washed, and re-used. If you haven't set up electronic statements and bill pay, now is a good time. Mon, 21 Jun 2010 13:00:00 PST http://idtheft.about.com/od/identitytheft101/a/Mail_Theft.htm Most everyone who uses a computer today is familiar with the ever popular Microsoft Office software suite. Many people I talk to assume that it is included inside Windows and are frustrated that the brand new computer they just purchased at the big box electronics store doesn't include the basic Word, Excel, Outlook and PowerPoint. Even worse - many new computers come with a free, limited-time trial that lets you think you have what you need until the 60 days are up and all of the sudden you are expected to type in your credit card number for several Benjamins so you can open that really cool Thomas Kincade PowerPoint your aunt just sent you. Fri, 04 Jun 2010 15:30:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=9b3d6169-4eff-45fa-be1f-9894e46a8418 Bank of Commerce offers a safer, more convenient way to do business by allowing clients to customize their ATM personal settings Wed, 02 Jun 2010 14:55:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=1a152dc3-bb4e-4ef2-9482-9ed8a6545026 Federal law includes protections against debit card errors and the loss or theft of your card, although consumers are required to promptly report a lost debit card or unauthorized transaction. In addition, industry practices may give you added protection. Debit cards, which work like electronic checks, are becoming more widely used as an alternative to credit cards to pay for goods and services. To help you better understand how the two types of cards work and the potential benefits and concerns, we offer this quick guide. Tue, 18 May 2010 16:00:00 PST http://www.fdic.gov/consumers/consumer/news/cnfall09/debit_vs_credit.html Scammers charge 50 cents now, big bucks later. There is a new scam out there that is part identity theft, part credit scam, and, so far, still a big mystery to law enforcement. Thu, 15 Apr 2010 10:00:00 PST http://www.nbcnewyork.com/news/local-beat/Fifty-Cents-Credit-Scam-90805459.html This site - maintained by the Federal Reserve Board, whose goal is to protect the credit rights of consumers - provides a basic guide to navigating the credit card process. Stay tuned during the coming months as we add additional features and information. Thu, 8 Apr 2010 14:00:00 PST http://www.federalreserve.gov/creditcard Those blank"convenience checks" from your credit card company offer a quick way to write yourself a loan, pay bills or transfer other loans to your credit card account, but they often come with high costs and other potential pitfalls. Tue, 16 Mar 2010 09:20:00 PST http://www.fdic.gov/consumers/consumer/news/cnspr09/blank_check.html http://www.fdic.gov/consumers/consumer/news/cnspr09/blank_check.html Consumer education makes good sense at every stage of life - from grade school to retirement. Take advantage of several free resources to help protect your privacy, manage money and debt, avoid identity theft, understand credit and mortgages, and steer clear of frauds and scams. Tue, 09 Mar 2010 15:30:00 PST http://consumer.gov/ncpw/everyone Add to our "Wall of Stars" and help grant a wish to a child! You're donation helps to grant 189,609 wishes every 40 minutes! Since 1980, the Make-A-Wish Foundation® has enriched the lives of children with life-threatening medical conditions through its wish-granting work. The Foundation's mission reflects the life-changing impact that a Make-A-Wish® experience has on children, families, referral sources, donors, sponsors, and entire communities. Mon, 08 Mar 2010 12:05:01 PST http://www.wish.org Bank of Commerce Employees help support Go Red for Women. Join us and celebrate the energy, passion and power we all have to band together to wipe out heart disease and strokes. http://www.reddingbankofcommerce.com/default.aspx?v=640de0d5-2abb-4b13-9f1a-23f905dee1bb Fri, 05 Feb 2010 12:05:01 PST As the 2010 U.S. Census process begins, the BBB advises you to cooperate carefully so you do not become the victim of a scam. Mon, 01 Feb 2010 13:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/CensusScams.pdf The Federal Deposit Insurance Corporation (FDIC) is warning financial institutions of an increase in schemes to recruit individuals to receive and transmit unauthorized electronic funds transfers (EFTs)from deposit accounts to individuals overseas Thu, 12 Nov 2009 11:00:00 PST http://www.reddingbankofcommerce.com/UserFiles/File/FDIC_Money_Mules.pdf http://www.reddingbankofcommerce.com/UserFiles/File/FDIC_Money_Mules.pdf http://www.reddingbankofcommerce.com/default.aspx?v=71762bca-c8f6-4c49-a1ee-27c3ffdd3532 http://www.reddingbankofcommerce.com/default.aspx?v=71762bca-c8f6-4c49-a1ee-27c3ffdd3532 Receive account access anywhere anytime on your cell phone. Balance inquiries, transactions authorized in the palm of your hand. Mon, 05 Oct 2009 11:05:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=30990dcf-3a8e-4f84-bd6f-7f5df6c12d7d http://www.reddingbankofcommerce.com/default.aspx?v=30990dcf-3a8e-4f84-bd6f-7f5df6c12d7d Checking Rewards Account now offers you the opportunity for DOUBLE REWARDS. For a limited time receive 10 cents cash back into your checking account for every purchase using your Bank of Commerce MasterCard Debit Card. When you open a direct deposit with the Choice Rewards Checking account we'll deposit $101 into your new account - PLUS we will reimburse your ATM Fees! Mon, 05 Oct 2009 11:10:00 PST http://www.reddingbankofcommerce.com/default.aspx?v=aa6240fd-b81f-403e-a573-670e1744daa8 http://www.reddingbankofcommerce.com/default.aspx?v=aa6240fd-b81f-403e-a573-670e1744daa8 BOC launches a new way to communicate with customers and community members and offers a way for you to provide feedback to the bank. Stay informed on great specials and product offers that will save you time and money. Stay ahead of your finances with the latest information on safe banking and the latest news from the banking industry. Mon, 05 Oct 2009 11:15:00 PST