Cash Management »
Checking
Three business checking accounts to choose from. Countless ways to save time and money. Now you’re in business. top
Business CheckingSimplify your spending with our basic business checking account featuring no monthly fees and free Online Banking. Ideal for small businesses with limited monthly account activity.
NOW Business CheckingGet all the features of the business checking plus the advantage of earning interest on account balances. Great for individual, sole proprietor, unincorporated, and non-profit businesses.
- $100 opening deposit
- No monthly service fees with $5,000 average monthly balance (Otherwise $10 monthly.)
- Free MasterMoney® Corporate Debit Card
- Free iConnect online Banking
- Click Here to view an up-to-date Rate Sheet
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Analyzed Business Checking
Consolidate multiple checking accounts into a Analyzed Business Checking account with customized statements that let you better track and streamline spending. Designed for businesses with moderate- to high-volume account activity.
- Earn interest on account balance
- Easy-to-read Account Analysis statements
- Unlimited checks and/or debits per month
- Free MasterMoney® Corporate Debit Card
- Free iConnect online Banking
Click here to enroll in Online Banking
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Savings and Investment
Put money back into your business the smart way with valuable Savings and Investment tools from Bank of Commerce.
CHOICE Business Investment Sweep
Set aside cash for new business purchases or surprise expenses while keeping ready access to your funds.
- $10,000 to open
- $25 monthly service fee
- Click Here to view an up-to-date Rate Sheet
- No monthly average balance requirements
Federal Regulations limit savings account transfers to six (6) per calendar month or statement cycle. If you repeatedly exceed the limit, we are required to convert your account to one that is not subject to limits on transactions. If we plan to convert your account, we will notify you at least 30 days in advance. Excess withdrawals will be subject to a $2 service fee, assessed at the statement cycle period. Check our current Rates and Annual Percentage Yields Online.
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Money Market Accounts
Build your business savings faster with competitive interest rates while maintaining ready access to your money.
- $100 minimum balance to open
- $2,500 minimum required balance
- Click Here to view an up-to-date Rate Sheet
- 6 account transfers per month - $2 per transaction over 6
- Service Charge if balance falls below required minimum
No more than six (6) transfers may be checks, telephone transfer or ACH debit card activity. Withdrawals more than six (6) are subject to a $2 per item charge. Abuse of the six-item limit will result in the account being closed or transferred to a regular checking account. Money Market accounts have a limit as to the number of checks written during a monthly statement cycle. There is no limit to the number of withdrawals from the account by the depositor, when these withdrawals are made in person, or by mail.
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Certificates of Deposit (CDs)
Lock in preferred rates when you don’t require immediate access to your funds. Choose the term that works best for your business.
- Click Here to view an up-to-date Rate Sheet
- $2,500 minimum required balance
- Choose from single maturity, auto-renewable, fixed or variable-rate options
- Flexible terms from 32 days to 3 years
- Receive interest payments monthly, quarterly, semi-annually, annually, or at maturity
Early withdrawal from a Certificate of Deposit may be subject to substantial penalty.
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Individual Retirement Accounts (IRAs)
Prepare yourself for life after the 9-to-5 with our choice of easy-to-build retirement accounts.
- $500 minimum to open
- Choose from Regular, Roth and Educational IRAs
- Fixed- and variable-rate options available
- Interest tax deferred
- FDIC insured
Check our Current Rates and Annual Percentage Yields online. Use our Financial Calculators to calculate your retirement needs.
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Goldman Sachs Cash Sweepcash
Put your money to work. Link your business checking to a Cash Sweep account and have extra cash over your designated Sweep Point automatically placed into a Money Market Fund managed by Goldman Sachs.
- $20,000 minimum required balance
- Choose from Premium, Tax Free, or Government Money Market Fund options
Shares of the Goldman Sachs Money Market Fund are not deposits of, obligations of, or guaranteed or endorsed by, the Bank or other insured depository institution. These accounts are not insured by the Federal Deposit Insurance Corporation, or any other government agency, and involve investment risk including potential loss of principal.
